BUILD YOUR OWN HOUSE! Home * Site Menu *Ask Ailsa * At Home with Ailsa * Photo Gallery *Recipes * Tips * Carbon Monoxide Detector * Home Improvement Shopping * 10 Tips to Sell Your House Faster! * Mortgages & Other Financial Stuff! * Real Estate * Home Improvement * Online Education * Travel *Fundraising *Insurance *Linens 'n Things * Decorating *Business Cards * Shoes & Clothes! * My Amazon Page * Jewelry* Flowers * Steve Madden Shoes *Financial Prayer * Skin Care * Fitness At Home * Sex Tip * Freebies! * Books & Magazines *Personal Breathalizer * Shopping * Astrology * Monthly Horoscope * Gifts for Women * Tell a Friend
Find a Mortgage and Other Practical Financial Information
When you are ready to start looking for a New Mortgage, or it's a good time to check into Refinancing your Mortgage, it's very practical to begin your search Online. It's amazing how many Lenders you can have access to, now, through the internet. Get your Quotes for Free, then you can make an informed decision about the best rate you can get. Remember, it's all about the Rate, the number of years of Financing, finding an affordable Monthly Mortgage Payment, then paying down the Mortgage.
Quick Tip: The best way to cut years off your mortgage is to make One extra Mortgage Payment a year. I'm not a big fan of the Bi-Weekly Payments (a full mortgage payment every two weeks) -- too stressful for the vast majority of families. Just try to save up enough 'extra' money a year to cover one additional Mortgage Payment and you'll take years off your Mortgage!
The new Low Interest Arm Options are fine if you are willing and able to move from the purchased property in 1 - 5 years, and are definitely not planning to stay put for 30 years. Too risky for the long term home-owner, but if you're like me and like to move every few years, and you know the home will hold or increase it's value, I say, go ahead with care. Just remember to make sure you can make payments against the Principle without a penalty, and make at least one extra payment a year, preferably two extra payments. Or add a little against the Principle every month, whichever works better for you.
I actually have a new Mortgage Company I'm working with, myself, Murray Mortgage, and I really like them. They have a 4%, 5 Year Mortgage which I really like (it's a 7% with a 4% Option Arm), and they have the Smart Loans starting at 1%, which can be good if you are really careful and follow the 'be prepared to sell rule', as far as I'm concerned. Anyway... Murray Mortgage only services California, right now, but if you want to phone and get a great deal on a Mortgage that's just right for you, call 1-800-684-2221. Ask for Sherry Garcia, and tell her your friend, Ailsa Forshaw from www.buildyourownhouse.ca told you to call for a good deal. Sherry's great -- you'll really like her. Ooooh, I'm out there findin' good deals for my Readers!!
Real Estate We all know how much I love Real Estate! ha,ha!) (And I think you might just love it, too, right?!
< 5 Quick Steps to a Better Credit Score
Learn how to manage your credit score and improve your creditworthiness
Think of your credit score as a picture of your credit risk. This picture reflects your risk at a specific point in time. A picture does not change; however, when you take another one, you will probably look a little different. Similarly, when your credit information changes, your score will also change to reflect the updated information.
There are steps you can take to ensure that each time a new “credit picture” is taken, it shows your best side. By observing the following guidelines, you can influence your credit worthiness for the better:
Mortgage preparation tips
The checklist to a successful home buying experience
Buying a home is probably the single largest investment most people make in a lifetime. By preparing yourself and your finances before a home purchase, you can ensure a smooth finance process and can potentially save thousands on your loan.
Start by checking your credi
Figure out how much you can afford
Pick a mortgage to fit your finances
Check out Overstock.com for Anything You Could Possibly Hope to Find!
Recipes -- Cheesecake ,Cinnamon Buns, Salsa Chicken , Macaroni Salad ,Chicken Noodle Soup, Taco Spaghetti , Easy Pie Crust , Creamy Peach Pie , Great BBQ Marinade , 'Pass da' Pasta, Rosemary Steak, Onion Barley (an Aphrodisiac!), Stuffed Green Peppers, Fruit Puffs , BBQ Veggies, Apple Crumble for One , Barbequed Meatballs